Personal Insurance
Coverage for your home, your cars, and everything in between.
Homeowners, auto, umbrella, life, and the specialty policies in between — shopped across carriers and built around your household, not a template.
Why IPG
Insurance that works for you.
We're an independent agency, so our job is to fit the coverage to you — not to sell one company's product.
We shop the whole market
We compare coverage and price across dozens of carriers, then bring you the option that actually fits — not just one company's prices.
One team, start to claim
The people who quote your policy are the same ones who handle your changes, certificates, and claims. No call center, no rotating reps.
Built around your home
Your coverage is assembled from what you actually own and where you live — not a one-size-fits-all template.
What We Cover
Coverage for your whole household.
From the house itself to the cars in the driveway and the things you can't easily replace.
Homeowners & Renters
Dwelling, contents, and liability coverage for owners and renters alike. In Collin County the roof terms matter more than the premium.
Auto & Umbrella
Personal auto coverage plus an umbrella policy for liability beyond your standard limits — including drivers other agencies turn away.
Life, Health & Disability
Income and family protection policies, chosen to fit your stage of life.
Flood
Separate coverage for flood damage a standard home policy excludes. We quote the NFIP and the private market side by side.
Landlord & Rental Property
Dwelling, liability, and lost rent for a property you rent out — long-term or short-term. A homeowners policy won't cover it.
Boat, Motorcycle & Collector Car
Specialty personal lines for the things a standard auto policy won't cover well — boat, motorcycle, and collector car.
- Mobile & Manufactured Home
- Collector Car
- Motorcycle
- Boat & Watercraft
- SR-22 Filings
- Life, Health & Disability
- Jewelry & Valuables
Our Carriers
The companies we shop for you.
Being independent means we place your coverage with a wide range of financially strong, trusted insurance carriers — here are some of the insurance companies we represent.
Get Started
Request a personal insurance quote.
Reach us directly
You'll hear back from a real person on our team, not a call center.
Plano, TX 75074
Personal Lines FAQ
Questions we hear often.
What's the difference between an HO-3 and an HO-6 policy?
An HO-3 is a standard homeowners policy for a house you own. An HO-6 covers a condo unit, since the building itself is typically insured separately by the HOA. We'll help you figure out which applies to you.
Can I bundle home and auto?
In most cases, yes — bundling often qualifies for a discount and means one renewal date and one point of contact instead of two.
Do you insure boats, motorcycles, or collector cars?
Yes, as specialty personal lines alongside your regular auto and homeowners coverage.